Category: Health Insurance Compare
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What happens when I switch private health funds?
Are you thinking about switching private health funds but don’t know where to begin? The process can be daunting, but we’re here to help. Let us guide you through the steps to switch private health funds and give you some tips to make it easier. Why should you consider switching private health funds? There are…
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Dental waiting periods explained
When it comes to dental work, nobody wants to wait – especially if you are in pain. Waiting periods are a fact of life when it comes to private health cover, and they can vary depending on the type of dental procedure you require. Policies can vary from provider to provider, so we have put…
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Who has the highest claim limit for Physiotherapy?
This month we’ll explore why physiotherapy Extras are important when it comes to your private health policy and how to get the best out of your cover. Physiotherapy is the third most claimed extras cover in Australia. It can be beneficial for a range of conditions, including musculoskeletal injuries, chronic pain, and rehabilitation after surgery.…
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Will I get a refund if I change my health insurance?
If you change your private health insurance, you will be entitled to a refund of any premiums you have paid in advance. The amount of the refund will depend on the number of days you haven’t used on your policy at the time of your cancellation. Any refunds will take place on the completion of…
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How long can my kids stay on my health insurance policy?
Your children are typically able to stay on parents’ private health insurance policy until they turn 21 years old. However, there are some exceptions to this rule where coverage can be up to 31 years old. If a child is still considered a student dependent, they can remain on their parents’ policy beyond the age…
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Do you play sport? What you need to know about sport and Private Health Insurance
Sports and physical activity play a vital role in maintaining good health and well-being. Not only do they both help to improve physical fitness and reduce the risk of chronic diseases, but they also have a positive impact on mental health and overall well-being. However, for many, the cost of potential injury from participating in…
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Dental – Health Insurance, How Does it Work?
Dental health is an important aspect of overall health and well-being, yet many people struggle to afford necessary dental care due to the cost of the treatment. Having dental as part of your private health insurance can help alleviate the financial burden you may incur from a trip to the dentist but trying to understand…
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Other private health funds in Australia
In Australia, there are more than 30 insurers offering a wide variety of distinct private health products.#These health funds can be broadly categorised into three main types: for-profit, mutual and not-for-profit. For-profit health funds are owned by shareholders and are operated to make a profit. They are required to pay dividends to their shareholders and…