Category: Uncategorized
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Is Gold Health Insurance really worth it?
Navigating private health hospital cover can often be overwhelming, deciding what level of hospital cover you require can also be confusing. In this month’s blog we will dive into the details of gold level hospital cover and discover what you are covered for and is it really worth the investment. When would I need Gold…
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Your complete Private Health Insurance Comparison Checklist
When it comes to choosing a private health fund that suits your needs and stage of life we are here to help you out with the best possible outcome to assist you to compare private health insurance options. What to ask when you’re choosing health insurance Do you already have a private health insurance policy?…
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Medicare vs Private Health Insurance
When it comes to medical cover there is a question that’s on most people’s minds, will Medicare cover me or will I need a private health insurance cover? Medicare is our public health scheme providing free or subsidised healthcare to all Australians that are permanent residents. Medicare is made up of three main areas: hospital,…
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I’ve exhausted my extras this year, what can I do?
Each calendar year, your extras cover on your private health policy resets on January 1. Some funds vary, but mostly all extras policies reset around this time. Extras policies can cover such services as dental, optical, and physiotherapy. So, what can you do if you’ve exhausted all your extras limits for this year? Don’t worry,…
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Just married. Do we need couples’ private health cover?
Just got hitched? You might be wondering whether switching to a couples private health policy is right for you. Well, the good news is, there’s no hard and fast rule that says married couples have to switch to a joint private health insurance policy. Ultimately, the decision is up to you and your spouse, and…
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Can private health insurance help with braces and orthodontics?
Are you considering getting braces or orthodontic treatment for yourself or your child? It’s understandable that you may have concerns about the cost, time commitment, and overall inconvenience of the process. However, it’s important to remember that corrective dental braces offer numerous benefits beyond just a perfect smile. They can significantly improve your oral health…
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How to reduce your tax with Private Health Cover
Have you ever wondered how you could lower your taxes just by signing up for private health insurance? In Australia, we have something called the Medicare levy surcharge (MLS), which is a tax implemented by the Government to encourage people to use private hospitals alongside Medicare. This tax applies to individuals and families with higher…
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The Essential Guide to Private Health Cover for Singles
As a single person, your private health coverage requirements may differ from those of a couple, single parent, or family. That’s why it might be beneficial for you to consider a singles policy that is specifically tailored to your current stage of life, overall health, income, and personal preferences. When it comes to safeguarding your…
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Lifetime Health Cover Explained
Are you turning 31 soon or have you already passed that age milestone? If so, it’s important to know about Lifetime Health Cover (LHC) loading and how it may affect your private health insurance. Here we’ll explain what LHC is, how it works, and how it can impact your healthcare costs. We’ll also provide some…
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What do I get with my silver tier cover?
With many levels of private health hospital cover on the market today, it’s often difficult to know what level would suit you and your budget. If gold hospital cover is too expensive or you don’t need the inclusions, silver hospital cover is often a good middle-level coverage choice. Here we will compare private health policies…