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When it comes to taking care of your health, having private health insurance is an excellent way to ensure you have access to the best care possible. But what about those extra health expenses that Medicare won’t cover? That’s where extras policies come in handy. In this blog, we’ll take a closer look at the…

In 2020 the Government introduced reforms to make understanding private health insurance simpler and assist consumers to choose the right hospital cover best suited to their requirements.  Private health funds were required to change their hospital classifications to Gold, Silver, Bronze or Basic. Gold hospital cover gives you the confidence that your health needs are…

Once you’ve made the decision to not have any more children, you may be wondering what to do next with your private health cover.  It’s important you revisit your health cover and make the necessary updates to take pregnancy cover off the policy, so you are no longer paying for it. Pregnancy cover comes with…

So you have private health insurance and want to know how much you might have to pay for medical treatments out of your own pocket? We’ve got you covered with our easy guide FAQ. Q: What does ‘no gap’ mean when it comes to private health insurance? A: Basically, it means that you won’t have…

Are you thinking about switching private health funds but don’t know where to begin? The process can be daunting, but we’re here to help. Let us guide you through the steps to switch private health funds and give you some tips to make it easier. Why should you consider switching private health funds? There are…

When it comes to dental work, nobody wants to wait – especially if you are in pain. Waiting periods are a fact of life when it comes to private health cover, and they can vary depending on the type of dental procedure you require. Policies can vary from provider to provider, so we have put…

This month we’ll explore why physiotherapy Extras are important when it comes to your private health policy and how to get the best out of your cover. Physiotherapy is the third most claimed extras cover in Australia. It can be beneficial for a range of conditions, including musculoskeletal injuries, chronic pain, and rehabilitation after surgery.…

If you change your private health insurance, you will be entitled to a refund of any premiums you have paid in advance. The amount of the refund will depend on the number of days you haven’t used on your policy at the time of your cancellation. Any refunds will take place on the completion of…

Your children are typically able to stay on parents’ private health insurance policy until they turn 21 years old. However, there are some exceptions to this rule where coverage can be up to 31 years old. If a child is still considered a student dependent, they can remain on their parents’ policy beyond the age…

Sports and physical activity play a vital role in maintaining good health and well-being. Not only do they both help to improve physical fitness and reduce the risk of chronic diseases, but they also have a positive impact on mental health and overall well-being. However, for many, the cost of potential injury from participating in…